Namra Finance Ltd.

Recovery Officer

Namra Finance Ltd.

BFSIWealth Management

Location

Bulandshahr, Uttar Pradesh, India

Salary

₹ 144,000 - 216,000

Experience

0.5-5 years

Job description

Namra Finance Ltd. is actively seeking a dedicated and results-oriented Recovery Officer to join our dynamic team in Bulandshahr, Uttar Pradesh, India. This is a permanent, full-time position that offers a significant opportunity to contribute to the financial health of our organization while supporting our customers through challenging times. We are committed to fostering a supportive work environmentwhere professionalism and ethical conduct are paramount.

As a Recovery Officer, you will play a vital role in managing and recovering outstanding dues, ensuring the efficient execution of collection and recovery processes. Your primary objective will be to engage with customers respectfully andeffectively, facilitating timely repayments while upholding the company's values and regulatory standards. This role demands a proactive approach to customer interaction and a deep understanding of ethical recovery practices to maintain positive relationships and achieve successful outcomes for both the customer and NamraFinance Ltd.

Your day-to-day responsibilities will involve extensive FieldCollection activities, requiring you to travel within the designated area to meet with customers directly. You will be tasked with understanding individual financial situations, applying exceptional Communication Skills andNegotiation Skills to discuss repayment options, and collaboratively developing viable solutions. A critical aspect of this role is the meticulous documentation of all customer interactions, payment commitments, and progress updates using a smartphone and dedicated mobile app, ensuring accurate record-keeping andtransparent reporting. Furthermore, you will leverage strong Interpersonal Skills and Problem Solving abilities to address customer concerns, overcome potential obstacles, and guide them through the recovery process with empathy and professionalism. Adherence to established collection processes, recovery processes, andethical guidelines is paramount in every interaction, ensuring compliance and maintaining the company's reputation.

We are looking for candidates with 0.5 to 5.0 years of relevant experience in recovery or field collection roles, demonstrating a proventrack record of effective customer engagement. This position operates on a day shift schedule, offering a competitive salary range of INR 144,000 to 216,000 per annum, commensurate with experience and performance. Ideal candidates will possess a strong understanding of collection processes, excellent customer interaction capabilities, and a proactive, solution-oriented approach to problem-solving. If you are a motivated individual with a commitment to ethical recovery practices and possess the required skillsto excel in this crucial role, we encourage you to apply today and become a valuable part of the Namra Finance Ltd. family.

Requirements

  • to 5.0 years of relevant experience in recovery or field collection roles.
  • Exceptional Communication Skills to engage with customers respectfully and effectively.
  • Strong Negotiation Skills to discuss repayment options and develop viable solutions.
  • Proven ability in FieldCollection activities, including travel within designated areas.
  • Excellent Customer Interaction capabilities, maintaining positive relationships while facilitating repayments.
  • Deep understanding and adherence to established Collection Processes and Recovery Processes.
  • Proficiency in Smartphone Handling and Mobile App Handling for meticulous documentation of interactions and progress.
  • Strong Interpersonal Skills to address customer concerns and guide them through the recovery process.
  • Demonstrated Problem Solving abilities to overcome obstacles and achieve successful outcomes.